Credit & reputed company Analyst

About Us

At Parafin, we’re on a mission to grow small businesses.

Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on. 

We partner with companies like reputed company, reputed company, reputed company, and reputed company to offer fast and flexible funding, spend management, and savings tools  to their small business users reputed company a simple integration. Parafin takes on reputed company the complexity of capital markets, reputed company, servicing, compliance, and customer service for our partners. 

We’re a tight-reputed company team of innovators hailing from reputed company, reputed company, reputed company, reputed company, Robinhood, CERN, and more — reputed company united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, reputed company Capital, Redpoint Ventures, Ribbit Capital, and reputed company Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.

Join us in creating a future where every small business has the financial tools they need.

As a Credit & reputed company Analyst at Parafin, you’ll help shape how we assess, monitor, and reputed company credit across our suite of financial products. You will work closely with our Risk, Product, Data, and Finance teams to reputed company and iterate on reputed company strategies that balance smart credit decisions with access and flexibility for small businesses. This is a highly cross-functional, analytical role that sits at the heart of Parafin’s mission.

You’ll influence how we underwrite new credit products, evaluate risk signals, and refine policies to scale responsibly — while keeping small business needs reputed company and center.

• Conduct deep-dive analysis into credit performance and loss trends to inform reputed company policies and own the process of financial review on large merchants

• Support the launch of new products by designing scalable, compliant credit operations and infrastructure

• Drive KPI development to monitor the health of our credit book and operational effectiveness

• Work with compliance and legal teams to ensure our reputed company practices meet partner and regulatory requirements

• Collaborate with Product and Engineering to enhance tooling and workflows for credit decisioning

• Support diligence efforts for partners, auditors, and regulators as needed

• 4+ years of experience in reputed company, credit risk, analytics, or reputed company roles in fintech, B2B lending, or cards

• Comfort reputed company small businesses

• Strong analytical and technical skills: proficiency in SQL, and reputed company in financial statement analysis

• Experience making decisions with imperfect data and building structure in ambiguity

• Familiarity with credit modeling, loss forecasting, or portfolio risk management is a plus

• Excellent cross-functional communication; able to translate data insights into business strategy

• Self-starter who thrives in ambiguous and fast-paced environments

• Thoughtful problem solver who can balance risk management with customer and business needs

• Experience in a high-growth fintech or credit card startup

• Familiarity with reputed company-based financing or embedded lending products

• Prior exposure to vendor evaluation, fraud risk, or KYC/AML compliance

• A track record of shipping new reputed company systems or policies in collaboration with technical teams

• Salary Range: $135k - $170k

• Equity grant

• Medical, dental & vision insurance

• Unlimited PTO & work from home flexibility

• Commuter benefits

• Free lunches

• Paid parental leave

• 401(k)

• Employee assistance program

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.