Healthcare Credit Analyst (Multiple Levels)

U.S. Bank is dedicated to helping customers and businesses make better financial decisions. They are seeking a Healthcare Credit Analyst responsible for conducting comprehensive credit analyses and making recommendations on credit extensions in the healthcare sector.

Responsibilities

• Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit
• Conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers
• Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company
• May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio
• The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered

Skills

• Bachelor's degree, or equivalent underwriting experience
• Typically one or more years of underwriting experience
• Typically three or more years of underwriting experience
• Typically five or more years of underwriting experience
• Underwriting experience focused on credit analysis and analytical skills working with complex healthcare credits
• Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
• Background in economics, accounting, and/or finance
• Excellent verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages including EXCEL and nCino
• Strong underwriting, credit analysis and analytical skills working with complex healthcare credits
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
• Strong verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages – including nCino
• Advanced background in MS Office suite of products and skillset with MS Excel
• Three or more years of advanced underwriting credit analysis and analytical skills working specifically with complex healthcare credits
• Proficient computer navigation skills using a variety of software packages – including nCino and Credit Lens

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
• Incentive and recognition programs
• Equity stock purchase
• 401(k) contribution
• Pension (all benefits are subject to eligibility requirements)

Company Overview