Senior Data Science Analyst – Credit & Fraud Risk Finance – Remote – Advanced Forecasting & Analytics – arenaflex – $33/hr (Up to $105k)

About arenaflex – Pioneering the Future of Financial Services

At arenaflex, we are redefining the way global consumers and businesses interact with credit, payments, and risk management. Our mission is to deliver seamless, secure, and innovative financial experiences that empower millions worldwide. As a leader in the financial‑services industry, arenaflex invests heavily in data‑driven decision making, cutting‑edge technology, and a culture that celebrates curiosity, collaboration, and continuous learning. Whether you are a seasoned analyst or an emerging talent, joining arenaflex means you will be part of a dynamic ecosystem where your insights directly shape the company’s strategic direction and the financial well‑being of our customers.

Why This Role Matters – The Impact You’ll Have

The Senior Data Science Analyst position sits at the heart of arenaflex’s Credit & Fraud Risk Finance team. You will partner closely with senior leaders, chief credit officers, and cross‑functional stakeholders to develop, refine, and communicate loss‑provision forecasts that drive prudent financial decisions. Your work will influence:

• Annual and quarterly profit‑and‑loss (P&L) outcomes across our global card portfolio.
• Strategic risk‑mitigation initiatives that protect both the company and its customers.
• Long‑term growth targets by providing actionable insights that balance revenue generation with risk exposure.

Key Responsibilities

Strategic Forecasting & Reporting

• Build and maintain robust financial models that predict Net Loss Provision for international card portfolios.
• Deliver monthly performance results, highlighting key drivers of variance and recommending corrective actions.
• Collaborate with finance, risk, and marketing teams to translate complex data into clear, executive‑level presentations.

Data‑Driven Analytics & Model Development

• Design, implement, and enhance recoveries forecasting models using large‑scale data sets.
• Leverage SQL, Hive/Yellowbrick, and Python to extract, transform, and analyze data from multiple sources.
• Develop interactive dashboards in Tableau, Power BI, or similar tools to visualize trends and support decision‑making.

Cross‑Functional Collaboration

• Partner with the Chief Credit Officer and regional risk leaders to align forecasting assumptions with business realities.
• Provide thought leadership on risk‑adjusted profitability, influencing product strategy and pricing.
• Support arenaflex’s long‑term growth objectives by identifying opportunities to optimize loss‑recovery processes.

Ad‑Hoc Business Problem Solving

• Address urgent business questions, balancing multiple priorities while meeting tight deadlines.
• Communicate complex mathematical concepts in a concise, understandable manner to non‑technical audiences.
• Continuously improve analytical methodologies, ensuring they remain scalable and aligned with industry best practices.

Essential Qualifications

• Hands‑on experience conducting financial analytics on large data sets (minimum 3 years preferred).
• Advanced proficiency in Excel modeling and the ability to create compelling PowerPoint decks for senior leadership.
• Strong command of SQL and experience with Hive/Yellowbrick; Python programming is a plus.
• Familiarity with visualization platforms such as Tableau, Power BI, or TM1 is highly desirable.
• Bachelor’s or Master’s degree in Finance, Mathematics, Statistics, Computer Science, or a related quantitative field.
• Prior experience in card or fraud risk environments, or at least 1+ year of relevant professional experience.

Preferred Skills & Competencies

• Ability to thrive in ambiguous situations, break down complex problems, and deliver clear, data‑backed recommendations.
• Strong analytical mindset with meticulous attention to detail and a results‑oriented approach.
• Excellent communication skills—both written and verbal—to articulate technical concepts to diverse audiences.
• Self‑starter who can manage multiple priorities, work independently, and meet deadlines without sacrificing quality.
• Curiosity and a passion for continuous learning, especially in emerging data‑science techniques and financial risk modeling.

Career Growth & Learning Opportunities

arenaflex is committed to your professional development. In this role, you will have access to:

• Mentorship from senior risk‑finance leaders and data‑science experts.
• Structured learning pathways, including certifications in advanced analytics, machine learning, and financial risk management.
• Opportunities to rotate across finance, risk, and product teams, broadening your business acumen.
• Participation in global conferences, hackathons, and internal innovation challenges.

Work Environment & Culture at arenaflex

Our remote‑first philosophy empowers you to work from anywhere while staying deeply connected to a vibrant, inclusive community. arenaflex fosters a culture where:

• Collaboration is encouraged through regular virtual “coffee chats,” team‑wide town halls, and cross‑functional workshops.
• Diversity, equity, and inclusion are not just buzzwords but core pillars reflected in hiring, promotion, and everyday interactions.
• Innovation thrives—employees are given time and resources to experiment with new analytical techniques and tools.
• Work‑life balance is respected, with flexible schedules, generous paid time off, and a supportive environment for caregivers.

Compensation, Perks & Benefits

arenaflex offers a competitive total rewards package designed to attract and retain top talent:

• Base salary: $55,000 – $105,000 annually, commensurate with experience and location.
• Hourly rate: $33 per hour for remote contract work, with potential for full‑time conversion.
• Performance bonuses tied to individual and company‑wide financial targets.
• Retirement savings plan with a 6% company match.
• Comprehensive medical, dental, vision, and disability coverage.
• Free financial wellness and health counseling programs.
• Flexible work arrangements, including hybrid and fully remote options via arenaflex Flex.
• 20+ weeks of paid parental leave for all parents, regardless of gender, covering birth, adoption, or surrogacy.
• Access to global on‑site health facilities (where available) and virtual health services.
• Continuous learning stipend for courses, certifications, and conferences.

Visa Sponsorship & Eligibility

Depending on business needs, role requirements, compensation level, and applicable regulations, arenaflex may provide visa sponsorship for qualified candidates. We encourage applicants from diverse backgrounds to explore this opportunity.

How to Apply

If you are a data‑driven problem‑solver with a passion for financial risk analytics and want to make a tangible impact on a global leader, we want to hear from you. Click the link below to submit your application and start your journey with arenaflex.

Apply Job!